Welcome to Lucky Loan.

Here you can experience a variety of loan products and professional loan services.

  • Reasonable interest rate and handling charge
  • Online loan will be settled in one day
  • No collateral and credit card required
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What are our features?

The loan amount between ₹5,000 to ₹200,000

Maximum Annual Rate (APR): 0.05% per day. The highest interest rate per year is 18.25%

Credit loan term: 95 days - 365 days

No other hidden expenses


What is Lucky Loan?

Lucky Loan does not directly participate in lending activities, but provides a platform for registered NBFC or banks to lend to users.

Gbulani Rural Finance Private Limited, one of our main partners NBFC, is a systemically important NBFC in the group company and owns the Lucky Loan brand.

Take a look at our screenshots

First slide

Application qualification

Must be at least
18 years old
The maximum age at
the time of loan is 60
Must be
Indian citizen
Should be with
stable income


If your loan amount is ₹ 10,000, the annual interest rate is 18.25%, and the term is 120 days:

  • Daily interest=₹ 10000 x 18.25%/365 days=₹ 5
  • Total interest: ₹ 10000 x 18.25%/365 days x 120 days=₹ 600
  • Daily repayment: ₹ 10000/120 days+₹ 5=₹ 88.3
  • Total repayment amount: ₹ 10,600

How to apply

Face 1
Install Lucky Loan APP
Face 1
Register with mobile phone number
Face 1
Sign the online loan agreement with the approved NBFCs
Face 1
Get immediate loan approval, and the funds will be transferred to your bank account
Download Lucky Loan Now